Credit Repair Services and Information
Fees - Credit Repair Costs
The fees charged for professional credit repair services
vary depending on the type of repair program chosen. Typically, the costs of repair
programs are charged monthly. Understand that no legitimate credit repair
company will charges fees upfront, as this is not legal.
Many Credit Repair Fees are charged based on individuals
or couples.
Individual Credit Repair Costs:
Fee Options: Credit Report Analysis/Audit Fees for individuals typically run
between $50 - $100 monthly.
Couples Credit Repair Costs:
Fee Options: Credit Report Analysis/Audit Fees for couples usually run between
$90-$140 monthly.
Most companies will provide a free credit
evaluation service or consultation prior to initiating a contract.
Signing
up for Credit Counseling Programs
Signing up for credit counseling programs
means that you are immediately enrolled and begin receiving credit repair services
that day. If a client already has possession of all 3 of their credit reports,
they will will asked to mail them to the company immediately. Those who do
not already have copies of all 3 credit reports, will be asked to acquire them
from the CRAs or through the free annual credit reports website immediately. You
can access addresses and telephone numbers for the CRAs and the free reports
website here. A legitimate credit repair services company will likely tell you
that you can anticipate positive changes on your reports in 60 to 90 days.
You can save many hundreds, and even many thousands,
of dollars in unfair interest charges by engaging the services of professionals
to repair your credit today!!!
Always research
the credit repair fees of many different companies. Consider that you may save
a great deal of money using paralegals instead of paying an expensive legal firm
to do the work for you. Certified paralegals (these are often the people who
complete the actual work in the majority of law firms!), are qualified individuals,
so you can have confidence and trust in their training, ability and knowledge.
We urge all individuals to beware of some legal firms advertising credit repair
services online. Many of these firms charge significant set up and monthly
fees, and demand a signed contract for a year or more. Phone calls to their offices
can cost an individual $50 an hour! Beware as well of any hidden 'attorney'
costs! Many consumers have been stung by these firms and come to other companies
after having paid hundreds and thousands in fees over periods ranging from
1-2 years - and having seen few, if any, positive changes in their credit reports.
Credit repair costs can be truly reasonable
when considering the price of bad credit. The savings enjoyed by those with good
credit greatly offset reasonable credit repair fees.
Always look for individual and personalized services to help get
your credit repaired today!
Learn what to look for when assessing legal credit repair firms.
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